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The GM Business Card is a versatile financial tool designed to help companies manage their expenses while earning valuable rewards. 

Below, find everything you need to know about the GM Business Card, including its features, benefits, and application process. 

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Whether you’re a small business owner or managing a larger company, the GM Business Card offers numerous advantages that can help you streamline operations and enhance your financial management. 

Does the Card Have an Annual Fee?

One of the standout features of the GM Business Card is that it has no annual fee. This means you can enjoy all the benefits and rewards without worrying about an additional yearly cost. 

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This makes it an attractive option for businesses looking to maximize their financial efficiency without incurring extra expenses. 

Eliminating the annual fee reduces the overall cost of the card, making it easier to manage company budgets effectively.

Get to Know the Introductory APR

The GM Business Card offers an attractive introductory APR, providing cardholders with a low-interest rate in the first few months. 

For example, it is possible to have an introductory APR of 0% for the first 9 months of use. This can be particularly beneficial for businesses looking to make significant purchases early on and manage their cash flow effectively. 

Be sure to check the terms and exact duration of the introductory APR when applying. Remember that after this period, the APR may vary between 19.24% and 29.24%. 

Understanding the introductory APR can help you plan large expenses and take full advantage of lower interest rates during the initial period.

What Are the Benefits?

The GM Business Card comes with a variety of benefits specifically tailored to business needs.

To get started, you can take advantage of the current offer to earn $750 in bonuses after spending $5000 on the GM Business Mastercard in the first 5 months. Please note that this may change in the future.

Here are the benefits you will receive with this credit card:

Option to Combine Offers:

Increase your savings by combining card rewards with other GM promotions and offers. 

This feature allows businesses to maximize their savings by taking advantage of multiple discounts and offers, making each purchase more valuable. 

In this way, this allows you to enjoy discounts and promotions while accumulating points and receiving your cashback.

Employee Cards:

Issue additional cards for employees, making it easier to manage business expenses and track spending. 

Employee cards provide greater control and oversight, ensuring that all business-related expenses are properly accounted for. 

This is an excellent way to reduce the need for expense advances and reports. Additionally, it is possible to set spending limits, monitor activities, and the best part: without additional costs.

Mastercard Easy Savings:

Access exclusive discounts and savings through the Mastercard Easy Savings program offered by the GM Business Card. 

This program offers discounts on a variety of business-related services and products, further increasing the value of the GM Business Card. 

It is a great option for saving on restaurants, hotels, car rentals, suppliers, and many other things.

Understand How Earn and Redeem Works

Earning and redeeming points with the GM Business Card is simple and highly beneficial. Here’s how it works:

  • Earn Points: Make purchases using your GM Business Card to earn reward points. Points are accumulated with each eligible purchase, providing a consistent way to earn rewards.
  • Track Your Points: Monitor your points through the GM Rewards website or mobile app. Keeping track of your points helps plan your redemptions and ensures you are maximizing your rewards.
  • Redeem Points: Use your points for the purchase or leasing of a new GM vehicle, or for services and accessories. 

Redeeming points is easy and offers valuable benefits for your business, reducing the costs of essential purchases. 

By following these steps, you can easily accumulate and use points to benefit your business. 

The points system is designed to be user-friendly, ensuring you can quickly and effectively redeem your rewards to get the most value.

Discover How to Apply for the GM Business Card

Applying for the GM Business Card is a simple process. Follow these steps to get started:

  • Visit the GM Rewards website dedicated to the business card.
  • Click on “Apply now”
  • Fill out the application form, including financial and identification details.
  • Submit Your Application: Send your completed application for review.
  • Wait for approval: After reviewing your application, you will receive a response about your approval status.

This way, you can quickly and efficiently apply for the card and start enjoying its benefits. 

The application process is designed to be simple, ensuring that business owners can get started with minimal complications. 

With these detailed explanations and step-by-step instructions, you are well-equipped to take advantage of everything this card has to offer.

If you want more detailed information about each feature and benefit, click the button below to access the official card website.

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