Citi Custom Cash: Learn All About the Card and See If It’s Worth Applying

Have you ever imagined a credit card that adapts to your lifestyle and brings money back in a smart way? 

In this article, we will introduce the Citi Custom Cash Card, a card that transforms your daily expenses into valuable rewards. 

This card is not just another one on the market; it is designed to offer maximum benefit with minimal complication. See details about it and how to get yours!

How does the card’s cashback work?

The cashback of the Citi Custom Cash Card is designed to offer simplicity and real advantages. 

Every month, the card analyzes your spending and identifies the category where you spent the most, which can be supermarkets, restaurants, gas stations, pharmacies, among others. 

Then, the card offers 5% cashback on up to $500 of purchases within that main category, allowing you to earn up to $25 in cashback monthly. 

For all other purchases outside the main category, you receive 1% cashback. There are no limits to the amount you can accumulate with this cashback, so the more you use the card, the more you earn. 

The Citi Custom Cash simplifies the process by eliminating the need to activate bonus categories each quarter; the categorization and reward are automatic. 

Additionally, the accumulated cashback does not expire, allowing you to accumulate it over time and redeem it whenever you wish. 

This flexible system, adaptable to your lifestyle, ensures that you maximize your earnings with minimal effort, making the Citi Custom Cash Card a practical and advantageous choice for those seeking to optimize their finances.

What is the current card bonus?

The current bonus of the Citi Custom Cash Card is $200 cashback after spending $1,500 on purchases in the first 6 months of account opening.

Check out other card benefits

Besides the benefits already mentioned, you should know what else this card brings in advantages for you to use and enjoy in your daily life. See the main ones so you can get more out of your Citi Custom Cash Card:

Automatic account alert

The Citi Custom Cash Card offers an automatic account alert system that helps keep your finances under control and protected. 

Whenever there is suspicious activity or a significant transaction on your account, you will receive an instant notification by email or text message. 

These alerts can include information about attempts to open new credit accounts in your name, changes to your personal information, or any unusual activity. 

With these alerts, you can act quickly to resolve potential issues and protect your financial information, minimizing the risk of fraud and ensuring your finances remain secure.

Citi Mobile App

The Citi Mobile app transforms the management of your Citi Custom Cash Card into a practical and efficient experience. 

Available for download on smartphones, the app offers a complete view of your finances anytime and anywhere. 

With it, you can access real-time information about your balance, track your recent transactions, and view your payment history. 

The app also facilitates managing your bills, allowing you to pay your account and set up personalized alerts. 

With its intuitive and feature-rich interface, Citi Mobile makes managing your card simpler and more convenient, helping you maintain full control over your finances.

No liability for unauthorized charges

The Citi Custom Cash Card offers essential protection with its no liability policy for unauthorized charges. 

This means that if your card is used fraudulently or without your authorization, you will not be held responsible for the unauthorized charges. 

If you notice any suspicious activity or do not recognize a transaction, simply notify Citi, and they will investigate the incident. 

If it is confirmed that the transaction was not authorized by you, the amount will be refunded, and you will not have to pay for it. 

This policy provides an additional layer of security and peace of mind, allowing you to use your card with confidence, knowing that your finances are protected against fraud.

Citi Entertainment

Citi Entertainment is an exclusive program offered by the Citi Custom Cash Card that provides access to a variety of cultural and entertainment experiences. 

With this program, you can enjoy pre-sales tickets for concerts, sports events, theater, and more, before they are available to the general public. 

Additionally, Citi Entertainment offers access to special events and VIP experiences that are not available to the general public. 

This benefit adds a special touch to your card purchases, allowing you to enjoy unique experiences and memorable moments while enjoying the exclusive advantages that Citi offers.

How to apply for Citi Custom Cash?

Applying for the Citi Custom Cash Card is a simple and straightforward process. Follow these steps to ensure you get your card easily:

• Visit the official “Citi Custom Cash Card” website.
• On the Citi Custom Cash Card page, click the “Apply Now” button to start the application process.
• Complete the form with your personal information, including your full name, Social Security Number, date of birth, and address.
• Add your phone number and email address so Citi can communicate with you about your application.
• Provide information about your annual income and employment details. This helps Citi assess your credit capacity.
• Review the card’s terms and conditions, including fees and benefits. Check the agreement box to confirm that you have read and accepted the terms.

After reviewing all the information and ensuring it is correct, submit your application by clicking the appropriate button.

Citi will conduct a credit analysis to evaluate your application. This process may take a few minutes to a few days.

You will be notified of the approval or rejection of your application. If approved, your new Citi Custom Cash Card will be sent to the address you provided.

Once you receive the card, follow the included instructions to activate it. Generally, you can activate the card online or by phone.

With these steps, you will be ready to start using your Citi Custom Cash Card and enjoying all the benefits it offers! 

Did you like getting to know this credit card? Apply for yours now! And see more tips on our website!

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