TD Cash Credit Card: Learn how the Card works and the benefits It offers

The TD Cash Credit Card is the perfect choice for those looking for a credit card that offers rewards on all their purchases, without charging an annual fee.

This card from TD Bank allows you to choose specific categories to maximize your cashback, in addition to offering a range of other benefits that make it an attractive option for consumers of all profiles.

Below, learn more about the advantages and how to apply for your TD Cash Credit Card.

What is the current special offer for the card?

When looking for a credit card, it is essential to check what services and benefits it can offer during use.

A positive point of the TD Cash Bank is that the current special offer provides $150 cashback when using $1000 in the first 90 days of opening the account.

Additionally, there is a limited-time offer for 5% cashback at gas stations for purchases made within 6 months, or up to $6000 in spending.

However, it is worth remembering that these offers can change over time, so be sure to check the official website before applying.

What benefits does the card offer?

The TD Cash Credit Card provides a range of benefits designed to maximize your rewards and offer convenience in your daily transactions.

Cashback Option

One of the most attractive features of the TD Cash Credit Card is its cashback option, designed to reward you for all your purchases.

The main advantage is that you can earn 1% unlimited cashback on all transactions, without category or spending restrictions.

This means that every purchase you make, from a coffee to a large online purchase, results in a financial reward.

Choose Spending Categories

You can choose two spending categories to maximize your cashback, making the TD Cash Credit Card a flexible tool adaptable to your lifestyle.

It is possible to get 2% and 3% cashback in selected categories. Each quarter, you have the option to choose which categories you want to score, making the service even more targeted to your expenses.

You can choose from:

• Dining;
• Entertainment;
• Gas;
• Groceries;
• Travel.

Digital Wallet

The TD Cash Credit Card is compatible with major digital wallets, including Apple Pay, Google Pay, and Samsung Pay.

This compatibility offers a convenient and secure way to make payments without carrying the physical card.

By adding your card to your preferred digital wallet, you can make purchases with a simple tap in physical stores, online, and in apps.

Digital wallet payments not only increase convenience but also security, using tokenization technology that protects your payment information.

Visa Zero Liability

Visa uses advanced systems to monitor your transactions in real-time, detecting suspicious activities and protecting your finances.

In this way, Visa Zero Liability utilizes advanced systems to monitor your purchases in real-time, identifying suspicious activities and preventing fraud.

If an unauthorized transaction is detected, you will not be held responsible for that purchase. If you notice any suspicious transactions on your account, you can immediately contact TD Bank customer support to initiate an investigation.

This level of protection offers peace of mind, knowing that your finances are protected against fraud and misuse, allowing you to use your card with confidence anywhere.

Balance Transfer Offer

Currently, the TD Cash Credit Card offers a special balance transfer promotion with 0% APR for 15 months.

This means you can transfer balances from other high-interest credit cards to the TD Cash Credit Card and pay no interest during the promotional period.

After the 15 months, a variable APR applies to the remaining balance. A balance transfer fee of 3% (minimum $5) applies to each transfer made within the first 60 days of account opening.

This offer is an excellent opportunity to consolidate your debts and save on interest.

What are the card fees?

The TD Cash Credit Card has a competitive fee structure, including:

• Annual APR: 20.24%, 25.24%, or 30.24% variable based on creditworthiness.
• Balance Transfer Fee: $5 or 3% of the transfer.
• Cash Advance Fee: 30.49% variable APR.
• Late Payment Fee: Up to $40.

How to apply for the TD Cash Credit Card?

Applying for the TD Cash Credit Card is a simple and straightforward process:

• Access the official TD Cash Credit Card website.
• Click “Apply Now.”
• Log in with your TD Bank account or create a new account.
• Fill out the application form with your personal information, address, employment, and income details.
• Submit your application to the bank.

After approval, your card will be sent to the registered address, allowing you to start enjoying all the benefits of the TD Cash Credit Card.

In summary, the TD Cash Credit Card is an excellent option for those who want a no-annual-fee credit card, cashback on all purchases, and a range of additional benefits.

Don’t waste time and apply for your card today to start enjoying all these advantages.

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